Housing affordability in the United States improved by 7% year over year in April 2026, marking a significant turn in market dynamics. While mortgage rates and income gains remain relevant, the primary driver for this shift is a more balanced housing market characterized by increased inventory and less intense bidding competition.

Key market takeaways

  • Real house prices decreased, while home-buying power rose by 8.1% over the past year.
  • Inventory levels have improved, with months of supply rising to 4.4 months from a cycle low of 1.8.
  • Regional disparities remain, with Sun Belt markets seeing high relocation activity as buyers seek better value.
  • Starter home affordability remains a national challenge, with a growing number of cities seeing entry-level prices cross the million-dollar threshold.

Navigating the real estate landscape

For Texas homeowners navigating these fluctuations, understanding the math is vital to maintaining your equity. In a market where buyers are increasingly selective, overspending on transaction costs can be avoided. At Waymark Real Estate, we believe the price of selling your home should be tied to the work performed rather than the value of the property.

We practice Fixed-Rate Selling, which provides a clear alternative to traditional percentage-based commissions. Whether you choose our $699 Launch plan or our $1,199 Manage plan, you pay no percentage at close. On a $400,000 sale, a traditional 3% commission costs $12,000, while Waymark helps you save $11,301.

Technology-driven transaction support

Efficiency in the current market requires more than just luck. Our AI assistant, Aria, builds a pricing analysis using comparable sales data, helping you set a competitive number from the start. Aria also guides you through the complexities of the seller's disclosure—a document spanning 13 sections and over 100 individual items. If you are preparing to list in San Antonio, Houston, Austin, or Dallas-Fort Worth, our approach ensures you have the support required to manage the transaction effectively without sacrificing your bottom line. To learn more about our process, visit our guide on fixed-rate selling at waymarkre.com/learn/what-is-fixed-rate-selling or review our platform options at waymarkre.com/pricing. While many sellers still choose to offer compensation to stay competitive with the widest pool of buyers, our model ensures you keep your hard-earned equity.

Waymark Real Estate | TREC License 639078 | Brokered by Marelli Properties | waymarkre.com

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